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Introduction
Experiences
Learn By Experiences is the site that deals with important everyday issues that affect happiness. We elegantly categorize people like you and summarize their good and bad experiences. Analyzing these experiences can lead to courses of action to improve your experiences and avoid having bad experiences.
Steps to Learning
Answer questions    Analyze answers    Create goals
Analyze      Topic Overview
Hot Topics     Parenting teenagers.
Hot Topics     Relationships, the important attributes.
Hot Topics     Lifestyles of happy and unhappy people.
Hot Topics     Budgeting while comparing to others.
Hot Topics     Net worth planning with real goals.
Hot Topics     Regrets and successes in my life.
Hot Topics     Futures are up to you.
Notes to
Teens    Adults    Seniors
We want your experiences!
Imagine what we could do together.   
Learn By Experiences

Our passion is to build a huge database of real life experiences and to provide an elaborate access to analyze that database so you can learn by other people’s experiences.

It is clear that the world is made up of many unique individuals with many - oh so many - experiences. To suggest that the experiences of a wealthy retired grandfather and a young, struggling, single mother have much in common is a stretch. To address that, every experience has a profile of the type of person that answered it associated with that answer. Every answer we get adds more depth to the experience.

The database that you or anyone else sees will only contain summarized experiences that we help you analyze using easy yet powerful tools. No one will ever see individual answers to our questions. They will be highly secured and encrypted in our database and no human will ever see your specific answers. You won't have to dream up your experiences, you simply answer questions by clicking on answers.

You can share and discuss individual experiences under the "Blog" topic. Obviously, thousands or millions of summarized experiences will have more validity than any individual experience.

This site will be as good as you and others like you make it. If you encourage your friends to join us, Learn By Experiences will have the most meaningful database of experiences for young and old to learn by ever built.

Move/click your mouse around on this page to learn more.

Important Issues

For a list of the problems that we help you deal with click "Select a Topic".

Under every topic, we attempt to address the major current issues within that topic. We ask several questions about that topic that when summarized, forms an experience.

A simple experience may be:
   Will reading or drinking, as a lifestyle choice, help with happiness.
   What attributes in my mate are important or just nice to have.
   How large a mortgage do people have with my income.

Much more involved experiences:
   How you can responsibily spend your money - building a financial plan.
   How your family functions - describe your teenager/parents.

We make it easy to enter the experience. We spend most of our time getting the most relevent questions and giving you feedback on your answers. We then give you techniques to improve your experiences. You will be amazed at what you can then learn by others experience.

People Like You

You are truly a unique individual. Your DNA, personality, life circumstances, upbringing and experiences are truly unique. When you answer a handful of profile questions, for those few questions, there are billions of possible combinations of answers.

We summarize experiences under categories within profiles and answers to questions within categories that we think will be most useful.

For example if you're planning to retire you may wonder:
   What do retirees spend their money on.
   How long will my 401K and savings last.
   Do relationships improve with age?
   How does a retired, educated, professional person spend their time?
   By age, gender, income, ethnicity, region and so on.

We are a rare site that can do that because of profiles. We will never know who you are. We can not identify you and do not want to. Once we ask you a question we will know your answer to that question. We don't have to ask again and we can use it to your benefit. If we don't know that you love pets today, and you tell us tomorrow, that fact will be applied to all of the answers you ever made.

 

Good and Bad Experiences
We want you to truthfully answer any questions you choose to answer. It's OK not to answer if you don't want to tell the truth or you never experienced it. We do not want second hand experiences. No human will ever look at your answers.

We want your experience if it was good or bad. Sometimes more can be learned from bad experiences than good ones. All experiences don't have to be rated good or bad. Generally we use a scale of 1 to 10 to quantify (with a helpful little slider that you click on). Otherwise we give you lists to click on. Keyboards are a last resort.

We never ask you to key in a sentence to describe an experience. We encourage you to share that type of information under our "Blog". You can talk about your personal experiences under any topic that we have.

This is a family site. Anything on our Blog will have your profile secretly attached to it. Serious abuse of our Blog can result in your profile being deleted.

Improving Your Experiences

Learn By Experiences would be interesting even if there was nothing to be learned from it. Millions of books are available on virtually every topic that we provide. Experts and expert opinions abound and can be useful, so don't abandon them.

Many topics don't need a special technique to improve experiences, they are built in to the data presented. Since we can not predict answers to questions we never give advice, we are THE messenger. We assume you are intelligent.

We do provide a very useful technique, called a Goal List, where you can print questions and answers that you would like to achieve. You can then discuss them, set new goals, negotiate changes and track improvements within that topic.

Financial planning is a bit of a special case for learning. This is one of the most powerful tools on the internet.
Over 10,000,000 people have downloaded blank spreadsheet forms to build a budget. Unlike a blank form, you can compare what you spend to people who own their house or rent, factor in children, income and every expense category. They are all profile items. You can find out what others save to retire, compare net worth and when (if) your savings will run out. You can compare your budget to what the Bureau of Labor Statistics tracks on the spending habits of 120 million families (a rare exception where the Experience was not our data).

Avoid Bad Experiences

If we could only let someone else make the mistakes . . . .

Much of the information on Learn By Experiences is about mistakes. Many of these mistakes wouldn't have to happen. Many of our mistakes don't have to turn into Lifetime Regrets, something we've devoted a whole topic to.

You can help other people by entering your good and bad experiences here. We want your input. When you have a few minutes enter a helpful good or bad experience. Tell your friends.

Click "Login & Profile" on the top line and get started learning. 

Answering Questions is Fun

Maybe the reason a site like this doesn't exist is that people don't like to answer questions without any feedback. We have made answering questions easy (one click), informative, fun and interesting.

Virtually every question you answer provides feedback on what others have said. In many cases you can even customize whose answers you would like to see (male-female, young-old, rich-poor, ethnicity, education, etc.). This alone can be quite a learning experience.

Obviously, the more experiences we have, the better this site will be. Keep in mind, however, that people often follow the advice of an individual in a blog. What if 100 people said it and the results were properly summarized, wouldn't it be more meaningful. If 85% of 1000's of people say this was their experience, it is a little harder to ignore.

Please answer as many questions that you can provide a truthful answer to. Your answers are always confidential and stored in a secure database. Only summaries of answers are ever shown to others.

Analyzing Answers is the Power

Just answering questions provides information about the topic, because you get feedback. However, we provide the real insight with the Analyze option. Analyzing allows you to explore much of the power of a multi-dimensional database including:

Just what might you want to compare. That depends on the topic, but answers by:

Goal Lists and Improvement

After you Analyze a topic and find out what people with good experiences seem to have in common, you may want to improve your experiences. A learning experience can be to learn what others have done and apply it to your experiences. This can be done by creating a Goal List

In Parenting teenagers the goal list may be a list of improvements that the parents and/or teens should be working on. It may be derived from teens who were rated as happy and well balanced.

In Lifestyles the goal list may be a list of improvements to your lifestyle that happy people seem to have done. It may be derived from retired people who were rated as happy.

In Relationships the goal list may be a list of improvements that you and your mate should be working on. It may be derived from people like yourselves, but were in a happy relationship.

In Budgeting the goal list may be a budget that you derived from people saving money in your income bracket that were homeowners with children.

Parenting Teenagers

Have you ever wondered or debated with your spouse, family, friends or teen what parenting techniques make the biggest impact? Do you wonder if what you're doing is best for your teen? Can you make a difference or is it up to the schools or who they 'hang with'? Should you be tough or their best friend?

Comparing what parents and teens do that are successful (happy, going to college) versus those that are having troubles (dropping out, drugs, legal issues) is our main technique for learning. There are many comparisons that can show what works and what doesn't.

Learn By Experiences is as much for teens who understand they are not going to be teens forever as it is for adults who are still learning.

Relationships - Attributes and Changes

Have you ever wondered how your mate stacks up to other good or bad mates in relationships? Have you wanted to compare different mates you've had and analyze which is better for you?

There are many things to consider.

Lifestyles of happy and unhappy people

Your Lifestyle is what you do and how you spend your time. If your Lifestyle is broken, it may feel like your whole life is broken. You will be able to compare your lifestyle to people that are happy, fulfilled and healthy and to those that aren't. You can often apply the timeless Serenity Prayer to "accept the things that are not mine to change, courage to change the things that I should and the wisdom to know the difference".

For example compare 'People that read a lot' to 'People that drink a lot' and see who is happier, more fulfilled and healthier. There are 1000's of combinations to learn from.

Sorting people's answers is one of the most powerful techniques in Learn By Experiences. For example when you have the answers for people that are happy sort to find out which lifestyle choices do they have in common. Compare that to people who are unhappy in their lifestyle.

If you rate what you do in your life and how happy you are, we will have one more experience to summarize. When thousands of people answer the questions there will be so much to be learned when you "Analyze" lifestyles.

Budgeting

What is so unique about LBE Budgeting, is that you don't open a blank spreadsheet and wonder where to start or what other people are spending for various items. Using your age, income or many other criteria you can see what others spend on over 400 budget items while you are building your budget.

In "Edit Budget", you can compare your expense and income numbers to the "Bureau of Labor Statistics" numbers in 77 categories tracking over 50 items representing 120 million households. BLS data, although not a budget, tracks what categories of people spend. Their last numbers come from 2008. They do not track debt spending in their figures.

Net worth projections

Net worth projections are a necessity if you have questions like: when will I have enough for retirement, when will my savings run out, should I pay off my mortgage, what is my meaningful Net Worth now and at some future date and much more. Projecting your savings and spending will guide you to intelligent financial decisions. We don't provide vague recommendations, just powerful easy to use tools and experiences to learn by.

Net worth projections can bring in items from your budget: Payments (car, mortgage), savings and investments. Investment income can then be used in a retirement budget.

Regrets and successes in my life

Learn By Experiences is all about passing experiences on to others. These experiences can be thought of as a regret or a success - things we brag about.
As much as "grandma" would like to tell her "granddaughter":
   Not to drop out of school for anything.
   Not to call their mom stupid.
   That majoring in art was easy, but the job outlook is bleak.
   That you can't have the white picket fence if you're broke.
   They don't give scholorships for text messaging.

It could be accomplished in another way. The regrets section is broken into these categories:

Whether looked at by a teen, adult or senior, the messages are powerful when making decisions down a path someone has already taken.

Futures

Future topics are only limited by experiences that people are willing to share. Most of the internet's experiences are limited to blog's or books. Many of these are one person's opinion, and often there is no way to find out anything about that group of people. Also think of the motives and biases. Some hidden agenda, something to sell.

Imagine if we could get a million people to contribute experiences. This site could be the source for the best and worst experiences on many subjects, broken down by gender, locality, income, age, etc. including:

Enter your comments in our Blog.

Notes to Teens

If you are unhappy it may be because of your family life, how you feel about yourself or your future.

You are going to be faced with many life-changing decisions in the very near future. Learn By Experiences can help you make the right ones by presenting you with some facts of what many other people have experienced when they were teens.
Topics of particular interest:

Families - If your home life is a mess, you can be part of the solution, not the problem.

Check out the Regrets section as well.

Budgeting - Yes its for adults, but . .

Check out a typical budget of a college grad versus a high school grad, might as well check out the budget of a dropout as well. These are real people's budgets.

Notes to Adults

So much of LBE was designed to help adults make informed decisions based on what others have done. Take a look at the topics: Parenting, Lifestyles, Relationships, Budgeting and Financial planning. They may be the issues of your life. There is a wealth of information, based on real life experiences within.

There is just no reason to make all of the mistakes that others have made on your own. Let's say for example that you're wondering whether to give your son a large allowance. If your "Analysis" shows that boys with large allowances tend to get into more trouble, don't value money or respect their parents, and so on, and this was the case in thousands of families, you should feel comfortable with your decisions.

Please contribute your good and bad experiences by answering the questions. Each experience with similar results gives more credibility to the data. Imagine how credible this site will be when 1000's of people have contributed their experiences. On the internet this can happen overnight if you ask your friends to join us.

Notes to Seniors

Who has more experiences than a senior citizen? Two or three seniors.

LBE was designed to help people make informed decisions based on what others have done. It is clear that seniors sharing experiences is the key to this site.

Again, looking at the topics: Parenting, Lifestyles, Relationships, Budgeting, Financial Planning and Regrets. They may still be the issues of your life. If they are not active issues, think of all the experience you have. There can be a wealth of information, based on your real life experiences if you are willing to share.

Think of budgeting for example. If you enter your current budget, particularly before and after retirement, people will be able to see how their spending habits will change upon retirement.

Lifestyles is another example. Many people wonder what lifestyle will make them the happiest. Your experiences are valuable to us. Please enter them and tell your friends. If you have free time there are many experiences you can share.

Imagine what we could do together.

When Wikipedia started it was a little thin in subjects, but many people contributed and it has a wealth of information available today.

LBE is starting with a few everday topics that people can contribute their experiences to: Parenting, Lifestyles, Relationships, Budgeting and Financial planning, Regrets. They may be the real issues of your life. If you had more experiences to draw from on these topics couldn't you make better decisions?

Imagine if we had a database of well organized experiences from many different people available. There are virtually no subjects we couldn't investigate. We wouldn't have to "google" every subject and be subjected to biases, single opinions and endless rambling. We could get experiences by category of people and know exactly what the questions were and where the answers came from.

Ten experiences are good, thousands are significant, millions should not be ignored.

Privacy.

Your privacy is something we take very seriously.

The database that you or anyone else sees will only contain summarized experiences. No one will ever see your answers to our questions. They will be highly secured and encrypted in our database and totally separated from your email address (which we will never give or sell to anyone).

We will not ask for financial information your address, phone number, etc.

We will ask a lot of personal questions that you may not want your spouse, relatives or friends to know how you answered. They will never be able to see your answers unless they know your email address (user ID) and password. Protect your password. You wouldn't give out your email password, so treat your LBE password with a little care as well.

About us.

Our vision is to become the leading family oriented site that allows visitors to learn from the largest database of real, meaningful, good and bad experiences ever collected. This site is different because it is free and very easy to access, organized for fast retrieval, void of uninteresting data and has no sales, marketing, government, or social agendas. There will be no mystery about samples, collection methodology, statistical significance, etc., because it will have one source; people using LearnByExperiences.com. Visitors will find it to be truly useful, entertaining, interesting and maybe lifestyle changing when they discover correlations between seemingly unrelated data.

The vision around LearnByExperiences.com is to create a new, very unique, highly creative site. A site that will be so compelling that visitors will return to it many times as their source of information on “what do people like myself actually do”. Following is a brief summary of our goals:

Copyright © 2011 LearnByExperiences.com

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The copyright in this website and the material on this website (including without limitation the text, computer code, artwork, photographs, images, music, audio material, video material and audio-visual material on this website) is owned by LearnByExperiences.com [and its licensors].

Copyright license

LearnByExperiences.com grants to you a worldwide non-exclusive royalty-free revocable license to:

LearnByExperiences.com does not grant you any other rights in relation to this website or the material on this website. In other words, all other rights are reserved.

For the avoidance of doubt, you must not adapt, edit, change, transform, publish, republish, distribute, redistribute, broadcast, rebroadcast or show or play in public this website or the material on this website (in any form or media) without LearnByExperiences.com's prior written permission.

Data mining

The automated and/or systematic collection of data from this website is prohibited.

About this copyright notice

This copyright notice is based on a free Contractology copyright notice template available at www.freenetlaw.com. Contractology supply a range of commercial legal documentation via its website, including precedent privacy policies.

Permissions

You may request permission to use the copyright materials on this website by emailing to sitemanager@LearnByExperiences.com.

Enforcement of copyright

LearnByExperiences.com takes the protection of its copyright very seriously.

If LearnByExperiences.com discovers that you have used its copyright materials in contravention of the license above, LearnByExperiences.com may bring legal proceedings against you seeking monetary damages and an injunction to stop you using those materials. You could also be ordered to pay legal costs.

If you become aware of any use of LearnByExperiences.com's copyright materials that contravenes or may contravene the license above, please report this by email to sitemanager@LearnByExperiences.com.

Infringing material

If you become aware of any material on the website that you believe infringes your or any other person's copyright, please report this by email to sitemanager@LearnByExperiences.com.

Contact us.

The best way to give us your feedback is through Blog suggestions.

Disclaimers.

We are just the messengers. We did not provide the experiences. We do not filter the answers to make them turn out more socially acceptable. Anything you do with the data presented is up to you. Also keep in mind the following "statistical" disclaimers:

About this website disclaimer

This document is based on a free Contractology form available at www.freenetlaw.com. Other templates available on the Contractology website include copyright terms and conditions templates.

No warranties

This website is provided “as is” without any representations or warranties, express or implied. LearnByExperiences.com makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, LearnByExperiences.com does not warrant that:

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial, social or medical matter you should consult an appropriate professional.

Limitations of liability

LearnByExperiences.com will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

These limitations of liability apply even if LearnByExperiences.com has been expressly advised of the potential loss.

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit LearnByExperiences.com's liability in respect of any:

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other parties

You accept that, as a limited liability entity, LearnByExperiences.com has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against LearnByExperiences.com's officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect LearnByExperiences.com's officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as LearnByExperiences.com.

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

Early Release

This is the very first release of Learn By Experiences.

Since this site is all about people's experiences and there are no experiences it isn't very useful when you try to compare your answers to others. Please consider answering the questions anyway. As soon as we have people's experiences the comparisons will have data.

On an internet scale, we can have a substantial database of experiences in a short time if you pass the word around and get people involved. Many experiences will only take a few people's answers to see a trend.

If you believe this site will be valuable and interesting with experiences, please help make it happen with your experiences. Thanks in advance for being a true pioneer and contributor. Remember no person will look at your specific experiences.

Parenting Teens Hot Topics

Comparing families and teens with high and low answers to:

Relationships Hot Topics

Comparing relationships with high and low answers to:

Lifestyles Hot Topics

Comparing lifestyles with high and low answers to:

Budgeting Hot Topics

Comparing budgets of people based on Profile items:

Comparing budgets of people based on Bureau of Labor Statistics data:

Comparing budgets of people based on spending a lot or little on budget categories:

Net Worth Hot Topics

Comparing net worth of people based on:

Regrets and Successes Hot Topics

Comparing your regrets and successes to others based upon profile items:

Future can be anything

Go to our Blog and makes suggestions

Analyzing Experiences

Analyzing your experiences is the most sophisticated part of Learn By Experiences. It may be the most useful as well. It is available in everything other than budgeting and financial, where other techniques are provided.

During Analysis you can compare your experiences to others in many categories.

You can press a sort button to see which of your answers are most like or unlike the averages of the group you are comparing to.

You can press a sort button to determine which experience (question) is the most important to determine happiness in this category. If you say 'Show all Categories' and press the sort button, you will see the most relevent question across all categories that determine happiness.

Analysis is a very powerful tool, providing millions of comparisons. Some will be very revealing and will give you the true opportunity to learn by the experiences of many.