My Budgets

	Name	Type	Modified	Options
Enter new budget name:

Select existing budget:
	Change budget type to:
	Change budget name:

Financial Planning
The Learn By Experiences techniques for a Financial Plan includes Budgets and Net Worth Projections. We do not want or ask for account numbers or private data. Your data is summarized with many others to allow people like you to see how people spend, save and build net worth.
If your Budgets and Projections are just 'Experimenting' please assign a 'Type' of 'Experimenting - not real' and we will not summarize it. If it is real, change the 'Type' appropriately. You can save your plans indefinitely in total confidentiality.

Budgeting
Select "Budgeting" to compare your budget items to the "Bureau of Labor Statistics" numbers in 77 categories tracking over 50 items representing 120 million households. BLS data, although not a budget, tracks what categories of people spend. Their last numbers come from 2008. They do not track debt spending in their figures.

Learn By Experiences budgeting tracks over 400 budgeting items that you can compare your spending to 100's of categories of people.

Net Worth Projections
Select 'Net Worth Projections' if you have questions like: when will I have enough for retirement, when will it run out, should I pay off my mortgage, what is my meaningful Net Worth and much more. Projecting your savings and spending will guide you to intelligent financial decisions. We don't provide vague recommendations, just powerful easy to use tools and experiences to learn by.

Projections can bring in items from your budget: Payments (car, mortgage), savings and investments. Investment income can then be used in a retirement budget.